Credit cards are often thought of as a way to accumulate debt, but when used properly, they can actually be a financial tool to increase your wealth and get better rates on loans. While there are various types of credit cards, they all have advantages and disadvantages. It’s important to always read the “fine print” before applying for any line of credit. When scoping out your options, take into consideration what aspects of your lifestyle could impact the type of credit card that’s best for you.